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This is Money News

Bank deputy: A year of hardship ahead
Britons have been warned to brace themselves for falling living standards for the next 12 months by the new deputy governor of the Bank of England Charles Bean
Investors warned off shares for three years
City 'superwoman' Nicola Horlick today warned investors to avoid the stock market for the next two to three years because of the credit crunch Nicola Horlick
What do I do with a £70,000 lump sum?
After selecting the best annuity route, I have a tax free lump sum of around £70,000 to invest for income, what do you recommend? Money, cash, savings
Where is Warren Buffett buying now?
Investment reporter Phil Scott, looks at what Warren Buffett, the world's most famous investor has been up to recently and where he is placing his bets Warren Buffett
Cost of retirement hits '£413,000'
The average cost of retirement is now a punishing £413,000 as inflation and rising life expectancy bite, new research claims loans
HBOS rights issue: 'Don't participate'
More than 1.4m Halifax shareholders will now be in possession of a 197-page tome detailing its rights issue - the advice is simple, recycle it HBOS
Card costs hiked for the holidays
Holidaymakers will be paying millions of pounds extra in interest on their spending as credit card companies have brought in a series of summer rate hikes Woman and credit cards
Should I sell or rent out my flat?
I bought my flat for £140,000 six years ago and it's now worth £200,000. I may need to move soon, but should I sell up or rent it out? Home buyers, Couple looking at estate agent's window.
Fear still dominates retirement savings
Fear and the credit crunch are dominating savings habits in the UK but despite these concerns almost half are still not tucking enough cash away Scottish Widows
Halifax cuts rates for second time
Halifax has cut the rates on some of its variable rate accounts for the second time since April, while Heritable launches a high interest account for over-50s HBOS halifax Bank of Scotland bank
Who's the best investor - man or machine?
Highly paid experts have long been trumpeted as the safest bet for investors in troubled times. But after a disastrous year, savers are asking just what is happening? Robot